ABOUT FWBM
Financial Well‑Being Monitor
FWBM combines household survey signals with macroeconomic indicators to measure economic stress and resilience—and produces actionable insights beyond traditional metrics.
FWBM is a research model that captures households' financial, behavioral, and emotional realities quickly and at scale.
From signals to strategy…Measure stress.Map resilience.Activate action.
E01
National representation, continuous refresh
Weekly updates; monthly cumulative n≈1,600 CATI interviews across 81 provinces.
E02
100% real field data
Every interview is recorded and archived. Auditors re-call interviews to validate the process.
E03
Validity & reliability
FWBM's validity and reliability are verified through pilots and scientific validation.
Financial Well‑Being Index: 4 Pillars & 9 Dimensions
FWBM integrates 9 core dimensions under 4 pillars.
The four pillars provide a structured lens for resilience.
Open queries, data integration & technical foundation
AI integration
Natural-language queries over integrated datasets with Monet.
Service delivery
Weekly live interactive dashboards, monthly analytical reports, quarterly public summaries.
External data integration
One canvas: multiple sources, infinite combinations.
- OECD SDMX
- World Bank Data API
- Eurostat API
- CBRT EVDS
- TurkStat
Technical foundation
- LLM-assisted query layer for outputs
- Time-series toolkit for early-warning signals
- Cross-API harmonization
- Raw data flow via REST API